Cash App business fees · fees checked 2026-10-29

Cash App keeps $26.15 of a $1,000 business payment.

A Cash App business account pays 2.75% on payments received. Type your amount to see what you keep and what a bank transfer would save.

Payment amount

Payments like this per month

What you use now

At common amounts

Fee and effective rate.

Melio, bank transfer request: $0.00 instead of $26.15, so you keep $26.15 more per $1,000 payment, $1,255.20 a year at 4 a month.
Zelle for business (through your bank): $0.00 instead of $26.15, so you keep $26.15 more per $1,000 payment, $1,255.20 a year at 4 a month.
Wise Business, USD account ($31 once): $0.00 instead of $26.15, so you keep $26.15 more per $1,000 payment, $1,255.20 a year at 4 a month.
Payoneer receiving account, then withdraw: $1.50 instead of $26.15, so you keep $24.65 more per $1,000 payment, $1,183.20 a year at 4 a month.

Ranked by fee only. Each route is set up in your own account; PaidRouter never holds your money.

2.75% on each payment received: $26.15 on $1,000. Personal accounts pay nothing to receive, but business use needs a business account.

Yes. Cash App business is 2.75% with no fixed fee; PayPal goods and services is 3.49% + 49¢. On $1,000: $26.15 vs $29.90.

A bank-transfer request (Melio, Zelle for business, Wise) costs $0 to receive; Venmo business is 1.9% + 10¢; Stripe ACH is 0.8% capped at $5.

Platform	Method	Fee	Checked
cash app	business account	2.6% + $0.15	source, 2026-10-29

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